Kevin Payne | AP Buyline Personal Finance

Kevin Payne

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

Federal vs. private student loans

Federal student loans offer several advantages over private student loans, and are typically the best option to pay for college.

What is a conventional mortgage?

Conventional mortgages are not insured or guaranteed by the federal government. There are several key differences between conventional mortgages and government-backed mortgages.