Helping you cultivate wealth

for financial freedom & flexibility

Your financial wellness matters regardless of past money mistakes. Trust me, I have made my fair share of doozies. 

If you landed here you're likely ready to take your first steps towards cultivating wealth so you can find freedom and escape the trapped by work and life feeling.  So let's get started helping you grow your money tree.

You can become rich in all areas of life.

Rich isn't just about money (although that's a big part of it). It's more about directing your financial resources in a way that allows you to experience your life. Whether it's spending more time with family and friends, traveling, enjoying good food, curling up with a good book, keeping fit and healthy, or just being able to decide you want to relax on the weekend, richness is about making the most of your moments. My path has been one of ups and downs and sometimes-slow progress. I'm still on this journey. But it keeps getting better as I tweak the way I manage my money and cultivate my financial wellness. 

I'm Miranda Marquit, Financial Wellness Expert with an MBA

If you want information about pinching pennies, you're in the wrong place.

I began writing about finances in 2006 (has it really been that long?) after being offered a corporate blogging gig.  Between research for work and my own money mistakes, I found smarter, better ways to handle my money and grow in financial wellness and flexibility. Since then I have grown a six-figure freelance writing business and …

My focus is on using your resources to live the life you want. Hopefully, you can use this site to learn about using your money and time more effectively — and create a life full of richness.

Are you ready to find financial wellness?

Whether you are looking to build an income stream with freelance writing, grow your money skills, or find a financial expert to help your employees I've got you covered to start cultivating. 

Increase your income through freelancing

I am here to help you make money! For my tips, resources, and freelancing course, click the button below. 

A money blog worth reading

a collection of guest posts, guides, and personal money stories

I don't have an amazing get-out-of-debt story or a make-six-figures-a-month story. What I do have is accumulated knowledge, financial experiments, and plenty of mistakes. Over time, I've learned what works for me when it comes to using my financial resources to create a life I love. Check out my money blog for information about how I structure my finances and make the most of my money. Maybe you'll find inspiration for your own money journey.

Rent vs. Buy: Why I like the Idea of Renting Forever

How do you feel about renting forever? I'm in this debate, and, for me, it's all about renting. Here's how to decide where you should land in the rent vs. buy debate. Almost 10 years ago, I went from being a homeowner to renting again. (I was still married and my son was in middle

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How to Start Freelance Writing — And Make Money Doing It

If you're ready for the freedom and flexibility that comes with a freelance writing career, now is the time to get that ball rolling. Here's my guide on how to start freelance writing. I love my freelance lifestyle. There's a lot of freedom and flexibility here. As a result, people routinely ask me how to

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Viking River Cruise vs. Carnival: travel cost breakdown

People talk about a Viking River Cruise as “too expensive.” But is it really too expensive? Here’s my travel cost breakdown of Viking River Cruise vs. Carnival. Back in 2017, I took my son on a Viking River Cruise up the Danube River. It was an eight-day affair and took us from Budapest, Hungary, to

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What to Do When You Can't Pay Taxes

Can't pay your taxes? Don't ignore the situation. Here are some things to consider as you move forward. Being unable to pay your taxes can be stressful. I know. I've been there before. When I first started my freelance writing career, I had no idea what I was getting into, tax-wise. And it was rough. I've learned a

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Find Your Unique Path To Cultivate Wealth

semi-regular tips, ideas, and strategies to help you build a freelance career and get more from your money.