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What do you get with your free Credit Report and FICO® Score?
No credit card required
Checking your own credit will NOT lower your Score
Understand your credit by checking your Experian Credit Report and FICO® Score
Credit Report and FICO® Score
Stay up to date with access to your latest Experian Credit Report and FICO® Score every 30 days on sign in.
Credit monitoring and alerts
Monitoring of your Experian Credit Report with alert notifications when key changes occur. Credit monitoring can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.
Credit score factors
View positive and negative factors that impact your FICO® Score knowing these factors can help you address issues you may have with your credit.
Raise your credit scores instantlyø
Get credit for your phone and utility bills by adding positive payments to your Experian credit file. Other services such as credit repair may cost you thousands of dollars and only help remove inaccuracies from your credit report.
Credit cards and loans matched for you
Get personalized credit card and loan offers based on your FICO® Score and choose the ones best matched for you.
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* Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more
Ø Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more