Community Savings

Community Savings

Banking

Caldwell, Ohio 369 followers

Community Savings for America

About us

NMLS #812294 (www.nmlsconsumeraccess.org) Member FDIC. Equal Housing Lender Community Savings is a full-service financial institution located in Caldwell, Ohio. We are focused on providing a wide range of banking services, such as: checking, savings, and credit card services for both individuals and businesses on a nationwide basis and lending on a regional basis. Keeping technology at the forefront, Community Savings has never been more accessible than now. With mobile and internet banking, access to your account is a tap away. We are a mission-based bank focused on customers with non-traditional credit needs who cannot get approved with standard financing or may belong among the nation’s most distressed communities. We provide technical assistance and access to capital to communities facing economic distress around the country and will continue to focus on community development activities nationwide. Our story dates back to 1885 when a group of six visionaries founded the Caldwell Building and Loan Company with $100,000 of capital. This courageous act made it possible for many generations of families to realize their dreams of home ownership, higher education, and financial independence. At Community Savings, we believe in putting people first. We continue to play a vital role in advancing the growth of individuals, families, and communities. We’re committed to helping our customers, colleagues, friends, and neighbors achieve their financial goals and aspirations. ©2024 Community Savings, 425 Main Street, Caldwell, OH 43724. All rights reserved. Wholesale Lending Division: Currently Serving the States of: Connecticut, Florida, New Jersey, New York, Ohio, Pennsylvania State licensing is updated periodically. The advertised information contained herein is provided to assist mortgage lending professionals and is not an advertisement to extend credit directly to consumers.

Website
http://www.mycommunitysavings.com
Industry
Banking
Company size
11-50 employees
Headquarters
Caldwell, Ohio
Type
Privately Held
Founded
1885
Specialties
Banking, Checking, Savings, Certificates of Deposit, Home Loans, Construction Loans, Mobile Banking, and Credit Cards

Locations

Employees at Community Savings

Updates

  • Community Savings reposted this

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    369 followers

    Competitive rates and streamlined processes will heat up your mortgage production and leave your competition in the shade. 😎 A few ways our sizzlin' service makes you shine: 🔥 We have ITIN loan options for Borrowers without a SSN. 🔥 We go up to 85% LTV on ITIN Loans. 🔥 You can talk directly to decision-makers to drive efficiency. 🔥 We can close quickly with an average between 10-21 days. Find out more about the Community Alt-Doc and ITIN programs that will have you heating up your pipeline at https://lnkd.in/d739YaGi. #ITIN #AltDoc #NonQM #CommunitySavings

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    369 followers

    ✨ Celebrate Freedom, Celebrate Community! ✨ In observance of the 4th of July holiday, Community Savings will be closed on Thursday, July 4th. We will resume our regular business hours on Friday, July 5th. We wish all our customers a safe and joyous celebration. Enjoy the fireworks, barbecues, and time with loved ones! Thank you for being a valued member of our community.

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  • View organization page for Community Savings, graphic

    369 followers

    Competitive rates and streamlined processes will heat up your mortgage production and leave your competition in the shade. 😎 A few ways our sizzlin' service makes you shine: 🔥 We have ITIN loan options for Borrowers without a SSN. 🔥 We go up to 85% LTV on ITIN Loans. 🔥 You can talk directly to decision-makers to drive efficiency. 🔥 We can close quickly with an average between 10-21 days. Find out more about the Community Alt-Doc and ITIN programs that will have you heating up your pipeline at https://lnkd.in/d739YaGi. #ITIN #AltDoc #NonQM #CommunitySavings

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    369 followers

    Turned down twice by other lenders, this complex Ohio scenario was closed by Community Savings. What made it more complex? The borrowers had five income streams, including two pass-through LLCs. We dug into the documents provided and followed the money to determine the borrowers were creditworthy and eligible for financing with our Community Alt-Doc loan program. More about Community Alt-Doc: -Investment properties included -Loan amounts up to $3M -Minimum FICO 660 up to 80% LTV -First-time homebuyers are eligible -12 or 24 month P&L is accepted -Minimum 30-day asset seasoning required -Personal and business bank statements with qualifying income is acceptable Visit our website for full guidelines. https://lnkd.in/gxn-MwWk Have a tricky scenario other lenders can't or won't touch? Bring them to Community Savings to see what we can do for your non-traditional borrowers. #CommunitySavings #NonQM #Wholesale #DealoftheWeek #AltDoc

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    369 followers

    Now hiring Jr. and Sr. Underwriters in our Charlotte, NC office! At Community Savings, we believe that success starts with our people – forged by ambition, innovation, collaboration, and dedication. Join the inspiring team making a difference in communities across the nation. Find out more about open positions and apply online here: https://lnkd.in/gpyt8TrT Community Savings is an Equal Opportunity Employer.

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  • View organization page for Community Savings, graphic

    369 followers

    You can unlock new opportunities and expand your client base, all while helping more homebuyers achieve their dreams, even those without a Social Security Number. Our ITIN loans are specifically designed to support individuals with an Individual Taxpayer Identification Number (ITIN). Empower your clients to take the next step toward homeownership confidently with Community Savings. #WholesaleLending #ITIN #NonQM

    • Community ITIN at Community Savings

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