Assistant Sales Manager/Mortgage Loan Originator

Position: Assistant Sales Manager, Mortgage Loan Originator

Department: Emigrant Mortgage Company

Reports To: Director, Secondary Markets

Employment Status: Full-Time, Exempt

Office Location: Elmsford, NY

Job Summary

Emigrant Bank is looking for an experienced and highly motived mortgage sales professional

with portfolio lending experience. The candidate will be able to offer unique and creative

residential and commercial mortgage products.The candidate in this position will seek

account mortgage loans to be made by Emigrant in connection with purchase and refinancing

of existing one-to-four family dwellings, condominium units and cooperative apartments, as

well as eligible multi-use and commercial properties, and SBA loans if requested to do so.

This position also oversees other types of proposed loans or financing as may be authorized

in writing from time to time by an Officer of Emigrant.

This management position offers a competitive base salary, commission paid on a monthly

basis, and an annual discretionary bonus. A full benefits package is offered including 401K,

medical, dental, and monthly expenses.

Responsibilities

 Responsible for meeting the Area or Region's assigned volume goals as established

by Senior Management.

 Recommending new accounts for participation in the BrokerDirect Program and

manage existing accounts to ensure adequate volume levels.

 Providing oversight of the office(s) and your Area or Region's effectiveness

including if assigned, any Administrative Support function.

 Reviewing pipeline reports weekly and communicating with Processing to ensure that

loans are processed in a timely manner or are removed, if inactive.

 Performing public relations duties on behalf of EM such as representing EM at local

events and trade associations.

 Providing current wholesale/retail mortgage industry intelligence to Senior

 Management regarding handling of new regulatory matters, new trends in loan

products and programs, as well as any other pertinent information from the markets

Emigrant serves.

 To perform other duties as assigned by EM Senior Management.

Qualifications

 Minimum 4 year college degree.

 3+ years of proven mortgage sales success.

 Both residential and commercial mortgage sales experience in wholesale and retail

originations preferred.

 Execute tasks with accuracy and attention to detail.

 Strong IT and written skills.

 Self-starter, able to work and interact at multiple levels of the organization.

 Ability to make decisions after appropriate evaluation and consultation.

 Ability to adapt to an innovative business environment.

The job description outlined above is considered a core list of job duties/requirements. This document should not be considered a complete or comprehensive list. The incumbent assigned to this position is required to perform the duties listed above. The incumbent is also expected to adapt to changes and/or additions as needed. Nothing contained within this document is intended or shall be construed to create or constitute a contract of employment between any employee or group of employees and Emigrant Bank and its Subsidiaries. Emigrant Bank and its Subsidiaries retains and reserves any and all rights to change, modify, amend, add to or delete from any section of this document as it deems, in its judgment, to be proper.