Senior Credit Analyst

JCW Search is seeking a dynamic and detail-oriented Senior Credit Analyst to join our client, a well known Regional Bank in Houston on their Middle Market team in the Houston area. This exciting opportunity offers significant visibility to senior leadership and a clear path for long-term career growth within our organization.

Key Responsibilities:

• Credit Analysis:
• Conduct thorough credit analysis and risk assessments for middle market commercial clients.
• Evaluate financial statements, tax returns, and other relevant financial documents to determine creditworthiness.
• Develop detailed credit reports and present findings to senior leadership and credit committees.
• Monitor existing credit portfolios to ensure compliance with credit policies and identify potential risks.
• Client Interaction:
• Collaborate with Relationship Managers to understand client needs and tailor credit solutions.
• Participate in client meetings to gain a deeper understanding of their business operations and financial health.
• Process Improvement:
• Identify opportunities to streamline credit analysis processes and enhance efficiency.
• Stay updated on industry trends, regulatory changes, and best practices in credit risk management.

Qualifications:

• Education:
• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Experience:
• 1-4 years of experience in commercial credit analysis, preferably within the middle market sector.