Certificates of Deposit News
Stay up to date on the latest rates and trends for certificates of deposit (CD).
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Large U.S. Bank Is Guaranteeing a Tip-Top Rate on Long-Term CDs
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Top CD Rates Today, July 16, 2024 - Lock In 6% Until Next Year, or 5.10% to 2026
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Top CD Rates Today, July 15, 2024 - 16 Offers Guarantee 5.00% or More Until 2026
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Top CD Rates Today, July 12, 2024 - Leading 6-Month Rate Drops
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Top CD Rates Today, July 11, 2024 - Earn 5.40% to 6.00% for Up to a Year
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The Best CDs to Guarantee Your Rate Until 2026, 2027, or Even Longer
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Top CDs Today, July 10, 2024 - Leading 5-Year Rate Dips
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Top CD Rates Today, July 9, 2024 - 10 Options to Lock In 5.40% to 6.00% Until 2025
![Man in his 20s or 30s sitting at home and looking at his laptop with a slight smile](https://www.investopedia.com/thmb/jS_tUaY_fOvSm19hAU0heysat48=/6720x4480/filters:no_upscale():max_bytes(150000):strip_icc()/Tempura-38e316cd485c47f484cff1f46dfea133.jpg)
Top CD Rates Today, July 8, 2024 - 8 Leaders Guarantee 5.50% or More Until 2025
![Man in his 30s at home, pondering a financial document as he sits in front of his laptop](https://www.investopedia.com/thmb/IFtVqJZWnTAxVVmrQSB2NJfuv-c=/8192x5464/filters:no_upscale():max_bytes(150000):strip_icc()/Pekic-95de3cb4a23d47ef8a0e3da59f48d2c2.jpg)
Why Opening a CD in July Is So Smart for Your Savings
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Top CDs Today, July 3, 2024 - National Leader Offers 6% Rate Lock Until Spring
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Top CD Rates Today, July 2, 2024 - New 9-Month Leader Pays 5.60% Until April
![Man in his 30s at home on the couch, looking at financial documents and his laptop](https://www.investopedia.com/thmb/mUURYNY557gh2xo0b02lhjZ1ado=/5124x3410/filters:no_upscale():max_bytes(150000):strip_icc()/JGI-JamieGrill-eadf09c9688c420bbdd67144fe2ab532.jpg)
Top CD Rates Today, July 1, 2024 - 6 Options to Lock in 5.50% or More Until 2025
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Top CD Rates Today, June 28, 2024 - 9 Offers of 5.40% or More, Locked Until Next Year
![Man in his 30s sitting on his couch and smiling as he looks at his laptop](https://www.investopedia.com/thmb/82SNDmCWGLb8WkOlUBkX8EBXJlA=/7360x4912/filters:no_upscale():max_bytes(150000):strip_icc()/Bearinmind-f9b7f2d7cb0a4c028d93cf0999d4aedb.jpg)
Top CDs Today, June 27, 2024 - 6% Leading Rate Guaranteed Until 2025
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Top CD Rates Today, June 26, 2024 - Lock In 5.50% to 6.00% for 3 to 11 Months
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Top CD Rates Today, June 25, 2024 - Earn a Guaranteed 6.00% Until Next Spring
![Young man sitting at his kitchen counter looking at his laptop and his phone, with a pencil and paper near him](https://www.investopedia.com/thmb/dfOJEN6bb6euk0AuxIhYodXMZ9I=/5760x3840/filters:no_upscale():max_bytes(150000):strip_icc()/svetikd-b47347b1347445aeb625d562b9716a9a.jpg)
With 6 Months Left in 2024, a 6% CD Could Help You Hit Your Savings Goal
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Top CD Rates Today, June 24, 2024 - 10 Options Pay 5.50% and Up
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Top CDs Today, June 21, 2024 - Top 2-Year Rate Dips, but 6% Leader Holds
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Top CD Rates Today, June 20, 2024 - 5 Options to Lock in 5.40% or More Until 2025
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Here's What Happens to Your Savings If You Open One of Today's Best CDs
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Top CD Rates Today, June 18, 2024 - Earn a Guaranteed 6.00% Until Next April
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CDs Are Paying Up to 6%. How Long Will Rates Stay This High?
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Top CD Rates Today, June 17, 2024 - 8 Options to Earn 5.50% or More
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Top CDs Today, June 14, 2024 - 11 Offers Pay 5.40% or Better for Up to 1 Year
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Top CDs Today, June 13, 2024 - New 6-Month Rate Leader Is Offering 5.55%
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Top CD Rates Today, June 12, 2024 - 11 Offers Pay 5.40% to 6.00% for Up to 1 Year
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Where Are Savings and CD Rates Headed? What Today's Fed Forecast Tells Us
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Top CDs Today, June 11, 2024 - Leading 6.00% Rate Can Be Locked Until 2025
![Top nationwide CD rate in each term, ranging from 4.80% to 6.00%, current as of June 7, 2024.](https://www.investopedia.com/thmb/WYMnEuiEtOTtSP2sJMPhepk8VJQ=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/6-7-fd6e7eb5187846049d9c251159fa4c13.png)
Top CDs Today, June 7, 2024 - Best 2-Year Rate Drops, but Shorter 6% Offer Remains
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Top CD Rates Today, June 10, 2024 - 7 Offers Pay 5.50% to 6.00% APY
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With Rates Up to 6%, CDs Are a Smart Move in June
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I Bonds vs. Today's Best CDs: What’s Smarter Right Now?
![Top nationwide CD rate in each term, ranging from 4.80% to 6.00%, current as of June 6, 2024.](https://www.investopedia.com/thmb/ezS4pdtBNNz5Nlp7CCfR8m8G7UA=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/6-6-f5e12ac58c2b485ba8010c3e498f2cd6.png)
Top CDs Today, June 6, 2024 - Lock in a 6.00% Rate for 10 Months
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There Are Now 4 Ways to Earn 6% (or Close) on Your Savings
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of June 5, 2024.](https://www.investopedia.com/thmb/6gjg1tZKBtwAVj5m6aC3L5mYnLY=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/6-5-a76f27cf58d440339f88f2bf4c2ccac2.png)
Top CD Rates Today, June 5, 2024 - Earn 5.40% to 6.00% on Terms of 3 to 12 Months
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of June 4, 2024.](https://www.investopedia.com/thmb/YUQsNOl8ZUPpbhoE1oDdrA5lOOQ=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/6-4v2-e4c5e60613744ef2a7f7be2d60e2612f.png)
Top CDs Today, June 4, 2024 - New National Leader Unveils 6.00% Rate
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of June 3, 2024.](https://www.investopedia.com/thmb/8AxOvjmnFuh264L4scjzEnibGrE=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/6-3v2-73ccf9bc35604a31b8c1d8a94f9ef16a.png)
Top CDs Today, June 3, 2024 - Leading 18-Month Rate Falls
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of May 31, 2024.](https://www.investopedia.com/thmb/_Yls0izztqpOwMoz1O8goLX3p4A=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/5-31-f11e294aff0b4f84880bee12c40b014c.png)
Top CD Rates Today, May 31, 2024 - Earn 5.40% or More for Up to 15 Months
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There's a 9.5% CD on the Market. But You're Likely Better Off Elsewhere.
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of May 30, 2024.](https://www.investopedia.com/thmb/lJQ_ZXrCjBLP-6dSAHie7oqIJYA=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/5-30-21afef0a7cb14e58bfe22b805d54969d.png)
Top CD Rates Today, May 30, 2024 - Lock In Up to 5.25% Until 2026
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6 Expert Tips for Making the Most of CDs
![Top nationwide CD rate in each term, ranging from 4.80% to 5.51%, current as of May 29, 2024.](https://www.investopedia.com/thmb/zCcwUJDwz61ZFVGELo3pgNPYCrU=/2480x1864/filters:no_upscale():max_bytes(150000):strip_icc()/5-29-227458a0512e47b682d041ac110d592a.png)
Top CD Rates Today, May 29, 2024 - 10 Ways To Lock In 5.35% or More Until 2025
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Top CD Rates Today, May 28, 2024 - National Leader's 5.51% Offers 2 Options
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Top CDs Today, May 24, 2024 - Nation-Leading Rates Range From 4.80% to 5.51%
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Top CD Rates Today, May 23, 2024 - 7 Leaders Are Paying 5.50% or Better
![Man in his 30s at his kitchen countertop looking at his laptop, with his wife in the background](https://www.investopedia.com/thmb/ZxTUthVwP7OB8y77QhHBLLrsPpY=/5188x3459/filters:no_upscale():max_bytes(150000):strip_icc()/blackCAT-20b841cea2064a6d8d1dc58c8986921b.jpg)
3 Great Reasons to Open a CD in May 2024
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Top CD Rates Today, May 22, 2024 - 10 National Leaders Pay 5.40% and Up
![Older woman sitting on her living room couch and looking intently at a laptop screen](https://www.investopedia.com/thmb/fZNTuGzryssXU4XsvmJ5F6BDpCg=/5760x3840/filters:no_upscale():max_bytes(150000):strip_icc()/izusek7-5ec848990d0b450b930a8e4806ca3f59.jpg)
Top CDs Today, May 21, 2024 - Leading Rate Falls to 5.51%
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Top CDs Today, May 20, 2024 - New Leader Offers 6-Month Rate of 5.55%
![Older couple looking together at a laptop in their living room](https://www.investopedia.com/thmb/Lqe3bumMzqmuY9A8fFS2gvqI0PM=/2632x1560/filters:no_upscale():max_bytes(150000):strip_icc()/Screenshot2024-05-17at2.54.16PM-df0fd14210f34ae7b2c1e9c659e4c84c.png)
Top CD Rates Today, May 17, 2024 - Leaders Promise 5.40% or More for Up to 15 Months
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Avoid These 5 Savings Mistakes
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Top CD Rates Today, May 16, 2024 - National Leader Offers 5.65%
![Black man in his 30s holding a toddler on his laptop while looking at his laptop at his kitchen table](https://www.investopedia.com/thmb/XKpgTS8wuI85mnBg7-rHPrbkZgc=/2314x1495/filters:no_upscale():max_bytes(150000):strip_icc()/ArmandBurger-08d1e4cd3b874b04b0da1fb27cb5740f.jpg)
Top CD Rates Today, May 15, 2024 - Lock In Up to 5.50% Until 2025
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What Today’s Inflation News Could Mean for CD Rates
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Top CD Rates Today, May 14, 2024 - National Leaders Pay 4.80% to 5.65%
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New CD Rate Leader Is a Large U.S. Bank That's Available Nationwide
![Older couple sitting at kitchen table with coffee lookin at laptop, financial documents, and a calculator.](https://www.investopedia.com/thmb/um8kWACIgVZ9Lab5IfG_wygD9Fk=/7952x5304/filters:no_upscale():max_bytes(150000):strip_icc()/izusek1-ca457626a98a4976b3b1b9d437ce1c1f.jpg)
Top CDs Today, May 13, 2024 - Leaders Include a 5% Rate You Can Keep Until 2027
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Top CDs Today, May 10, 2024 - New 5-Year Rate Leader Is a Large US Bank
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Top CDs Today, May 9, 2024 - Leading 6-Month Rate Is 5.55% APY
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14 CDs That Let You Lock in a High Rate Until 2026—Or Even Longer
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Top CD Rates Today, May 8, 2024 - National Leader Pays 5.65%, Runner-Up 5.55%
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Where to Stash Graduation Gift Money to Earn 5% or More
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Top CD Rates Today, May 7, 2024 - National Leader Promises 5.65% Until August