Investment and insurance products are not FDIC-insured. Check the background of Citizens Securities, Inc. on FINRA BROKERCHECKFINRA BROKERCHECK

Working with Citizens Wealth Advisors

Advice you can trust to help you succeed on your terms

Find an Advisor

Our experienced team of Advisors offer knowledge and tools to help you and your family create a plan that can help you achieve your financial goals.

Building a relationship

Strong relationships begin with honest conversations. We’ll take the time to understand your financial dreams and challenges and offer personalized solutions to help you move forward with confidence.

Understanding your needs

Everyone has different priorities. Our Advisors will work with you to focus on what’s most important to you and develop a plan that can help you succeed.

Helping along the way

An optimal financial plan keeps pace with changes in your life, the economy, and financial markets. Our Advisors can construct a financial plan to support your changing needs

Advice that starts with planning

Our advice is based on time-tested financial planning principles. We tailor our recommendations to your unique goals, risk tolerance, and values.

Make a plan to align with your financial goals

A team-based approach

You’ll have access to a team of investing and insurance specialists, providing you the benefit of multiple perspectives from a diverse group of financial professionals.

Know what you’re paying for

Transparency is an important part of your financial planning process. Before implementing any recommendations, our Advisors will clearly disclose any fees or discounts that may apply.

Managing the complexities of substantial wealth

Citizens Private Wealth has advisors and specialists who can help you navigate the complexities of managing, protecting, and passing on your wealth using sophisticated investment, estate planning, and charitable giving strategies.

Learn more about Citizens Private Wealth

How to Choose a Financial Planner

How to Prepare for Your First Financial Advisor Meeting

Tips for New Investors

Key Considerations for a Solid Financial Plan

Citizens Securities, Inc. is a member of FINRA and SIPC.

Citizens Securities, Inc. Business Continuity Plan

Citizens Securities, Inc. Quarterly Trade Execution Report

Citizens Securities, Inc. Managed Account Program Form ADV Disclosure Brochure

Citizens Securities, Inc. Digital Advisory Program Form ADV Disclosure Brochure

Quarterly Order Routing

Reg.BI Disclosure

Form CRS

Fiduciary Acknowledgement

Clarfeld Financial Advisors, LLC Form ADV Disclosure Brochure

Form CRS Clarfeld

Fiduciary Acknowledgment Clarfeld

Banking products are offered through Citizens. Citizens Bank is a brand name of Citizens Bank, N.A.. Deposit accounts held at Citizens Bank, N.A. are separately insured. Member FDIC.

Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA / SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.

Citizens Securities Inc. does not provide legal or tax advice. You should do your own research and/or contact your own independent legal or tax advisor for assistance with questions you may have regarding the tax or legal implications of your investments.

SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE