Nonprofit checking accounts

Online & mobile

Take secure banking wherever your business needs to go. Pay bills, make transfers, set up alerts and more whenever and wherever you want.¹

You can bring the bank wherever your business needs to go thanks to our secure online and mobile banking solutions. From the anywhere, anytime convenience of our Citizens Mobile Deposit^® app to the ease of online banking and customized alerts, there’s almost nothing you need from your bank that you can’t get done on the move.¹

Explore our online and mobile options:

Citizens Mobile Deposit^®

Our popular app makes it easy to deposit checks from your mobile device.²

Online Bill Pay

Bill payment is easy with our Online Banking site.³ Our calendar tool helps you to determine the earliest day your bills can be paid.

Account management tools

Track payments, pay bills, transfer funds and stay on top of your finances with online access and a single view of all your accounts. Business owners have the ability to set up multiple users with varying levels of security access. Time saving eBills keep your billing cycle running smoothly, allowing you to send bills electronically to eligible vendors and suppliers and set up automatic alerts and payments.¹

Top-rated smartphone app

Our mobile app gets top ratings on both iPhone® and Android™, and it’s also ranked #1 for customer satisfaction.² Try it. We think you’ll find it’s the quickest, easiest way to manage your accounts and deposit checks remotely.¹

Debit cards

A simple, secure way to make everyday purchases.

There's no need to carry checks or cash when you've got a small business debit card from Citizens, an easy and secure way to make everyday purchases. The card gives you 24/7 online account access and the ability to access your money anytime, anywhere.

Our customers value our small business debit card for the following features:

Convenience

• Use your debit card for everyday purchases at millions of locations worldwide
• Make purchases and get cash back using your PIN at participating retailers
• No minimum purchase required
• Purchases are automatically deducted from your checking account
• Make no-fee balance inquiries, deposits and cash withdrawals, payments and transfers at any Citizens ATM.

Security

• Zero Liability protection against unauthorized purchases⁴
• Proactive fraud monitoring
• A safer alternative to cash
• Chip technology enabled cards.

Control

• View recent transactions, balances and monthly statements 24/7 with online and mobile banking¹
• Set up recurring payments to avoid late fees
• Get additional company debit cards for your employees, and assign specific card functions and banking responsibilities
• Set up Online Banking alerts to keep track of your debit spending¹

Overdraft coverage

Trouble proof your liquidity with one of our overdraft plans for business banking. Rest easy, knowing that available funds can be automatically transferred to your business checking account in the event of an overdraft.

Our Overdraft Plans for business banking give you a cushion to prevent you from bouncing checks or being penalized for overdrafts. Available funds can be automatically transferred to your business checking account in the event of an overdraft, giving you the peace of mind you need to operate your business. Explore our options for overdraft coverage below.

Overdraft Line of Credit⁵

With an Overdraft Line of Credit your checking account is linked to your overdraft line of credit. Funds are automatically transferred from your line of credit to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking account.

Note: Your line of credit may not be large enough to cover all withdrawals that have overdrawn your checking account that day. Once any single transaction exceeds your available line of credit, no additional transactions will be covered, even if there are available funds in your line of credit. Any transaction(s) in the checking account that cannot be covered by your line of credit will cause your account to become overdrawn.

HIGHLIGHTS LIST

Savings Overdraft Transfer

With Savings Overdraft Transfer, your checking account is linked to your savings account. Funds are automatically transferred from your savings account to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking account.

Note: To use Savings Overdraft Transfer, you must have sufficient available funds in your linked savings account to cover all withdrawals that have overdrawn your checking account that day. If you do not, we will not transfer any funds. Items in the checking account not covered will cause your account to become overdrawn.

Checks

Explore our easy, safe, and convenient options for ordering business checks.

Whatever your business checking needs, our partnership with Deluxe makes the process safe and convenient. You may order your checks:

By phone:

1-800-231-9915

Online through Deluxe Business Checks and Solutions:

Order checks

(order directly with Deluxe, our preferred check provider)

Online banking:

Log in | Enroll

(order checks through the Accounts Services section)

In person:

Find a branch

No matter which option you choose, be sure to select your check style and confirm the following:

• Name and address
• Routing number
• Account number
• Check starting number

Please note: If you would like to change a name or address on your checks, please visit a nearby branch or call 1-800-862-6200 to complete your order.