Business Investment Management

Key business investment management strategies

Get the assistance you need to help you with your goals. With Citizens Private Wealth Management, you can choose from various levels of investment management strategies for your business — with products and services that are tailored to your company’s unique needs.

Private Wealth Management

Private Wealth Management provides a disciplined investment approach and customized managed portfolios that are specific to the requirements of your company’s investment policy. Your portfolio manager and team of professional advisors will work closely with you to create a disciplined investment approach and portfolio, which may include:

• Customized portfolios to meet your business unique needs and circumstances
• Strategic asset allocations with controlled tactical positions to help enhance return and/or reduce risk
• Diversification throughout portfolios in asset classes, market segments, and individual positions
• Custody services to complete transactions such as a merger or acquisition
• Not-for-profit services to support your organization in achieving your mission

Citizens Securities Inc.

Citizens Securities, Inc. offers helpful one-on-one services for short-term strategies. Designed for companies that manage their company’s cash investment portfolio in-house, we can help with working capital or cash reserves. Options may include:

• Taxable Fixed-Income Securities such as U.S. Treasury Bills, Notes, and Bonds
• U.S. Government and Agency Securities
• Corporate Bonds
• Preferred Stocks
• Commercial Paper
• Money Market Instruments
• Municipal Bonds

Whether your portfolio is short- or medium-term fixed income, balanced, or invested in U.S. or global equities, a Financial Advisor from Citizens Securities, Inc. can help your company with its business investment management goals.

Bond investing is subject to risks, such as interest rate, credit, and inflation risk. As interest rates rise, bond prices fall. Long-term bonds have more exposure to interest rate risk than short-term bonds. Unlike bonds, bond funds have ongoing fees and expenses. Lower-rated bonds may offer higher yields in return for more risk.

Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

Money market funds are not insured or guaranteed by the Federal Deposit Insurance Corp. (FDIC) or any other government agency. Although the fund seeks to maintain a constant share price of $1.00, it is still possible to lose money in this fund.