Innovation Banking

Unrivaled service and expertise from a partner you can trust.

Biotech workers in a laboratory

A higher caliber of service every step of the way.

From inception to IPO and beyond, Citizens Private Bank™ is prepared to help you navigate every stage of your company’s growth. Our team of industry experts has extensive knowledge to help provide tailored financial solutions to allow you to focus on what matters most — building your business.

Business checking

Enjoy a checking account featuring seamless integrations with industry-leading providers, plus a full year of waived fees and no minimum balances.**

Customized liquidity solutions

Access a suite of high-yield deposit offerings in addition to fixed-income strategies to optimize your cash management.

Curated offerings

Scale your business with a selection of exclusive offers from strategic providers supporting the innovation economy and life sciences industry.

Global services

Manage your overseas expansion with a full-service foreign exchange team and foreign currency account solutions.

Investment banking

Leverage Citizens capital markets and M&A advisory professionals who can guide you through major business milestones.

Personal banking

Access tailored solutions and holistic guidance that help ensure seamless banking across personal and professional finances.

Extraordinary service that goes beyond banking.

Your relationship management team is committed to providing you with the resources you need to effectively build your business.

Networking events

Connect with industry peers, fellow entrepreneurs and strategic partners to share insights, discuss market trends and further expand your network.

Industry expertise

Access articles and webinars created by our subject matter experts and leverage your relationship management team's resources to further build your business.

Bespoke offers

Utilize our Innovator’s Toolkit platform to access exclusive offers and negotiated discounts from industry-leading providers.

Service that goes beyond and above

Backed by a full suite of world-class solutions, your dedicated Relationship Manager will address every aspect of your financial needs, taking a holistic approach to ensure you, your family and your business are at the core of every decision.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

** Open your first new Citizens Analysis Business Checking account between 4/1/24 and 4/30/24. The following fees will be waived for one year: Monthly maintenance fees, per transaction fees, wire fees, and accessOPTIMA fees. Overdraft fees still apply. IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. When we return a check or ACH transaction unpaid because your account had insufficient funds, we will charge you a Returned Item Fee of $35 per item returned. We will limit to eight the combined number of Overdraft Fees and/or Returned Item Fees charged on any one business day, up to a total of $280. Once you have overdrawn your account, you must bring it to a positive balance as soon as possible. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.

Banking products are offered through Citizens Bank, N.A. (“CBNA”). For deposit products, Member FDIC.

Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.

SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE

Securities products and services are offered through Citizens JMP Securities, LLC, Member FINRA, SIPC.